Business  Insurance

 

 BUSINESS INSURANCE PORT JERVIS NY

 

Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.

Your state government determines insurance requirements for businesses. Most states require businesses with employees to pay for workers' compensation insurance, unemployment insurance, and state disability insurance. Your state may require insurance of specific business activities. For example, if you own a car or truck and use it for business purposes, you may be required to purchase commercial auto insurance. Finally, your financial lender or investors may require you to maintain life, business interruption, fire, flood or other types of insurance to protect their investments.



 

    Auto Insurance

 

Accidents can happen. And when they do, you want the right coverage to help protect you and your family.

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Home Insurance

 

You chose your house, condo or apartment because it meets your needs. Now you can choose an insurance plan that does the same thing.

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Business Insurance

Whether you are a manufacturer, wholesaler, retailer or just about any type of business, we can tailor a program to match your needs.

 

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Life Insurance

Life Insurance is an essential component of a complete financial plan, providing protection for your future.

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Here is what one of our clients has to say.....

"...the most honest, trustworthy and reliable insurance agent I have ever dealt with."

Illonka is the most honest, trustworthy and reliable insurance agent I have ever dealt with. She cares about you and your situation and is always there to help with any problems there are. I am so happy I have Illonka Retallick as my Insurance agent. Thank you, Cheryl