To protect their personal assets from their companies’ liabilities, many business owners choose to form a “limited liability company” (LLC) instead of a sole proprietorship or a general partnership. Doing so offers protection for their personal assets in the event of a judgment against their businesses. It is important that business owners with LLCs select insurance coverage that meets their needs and protects against coverage gaps. The fact is that an LLC does not protect business owners against all threats. For instance, if a limited liability company assumes too much business debt, it may sometimes be possible for lawyers to hold the business owners accountable for those debts. Proper LLC coverage protects against “piercing the corporate veil.”

Are you and your business adequately protected with the proper insurance coverage? At RIVER CITY INSURANCE AGENCY, LLC, we encourage any and all questions you may have regarding any of your insurance policies. Customer satisfaction is our number one priority. We’re located at 136 Jersey Avenue, Suite 2, where we’ll use all our resources and experience to provide you with the very best coverage at the best possible price. You can feel confident about your insurance protection with us. Call 845.856.7222 for more information or to schedule an appointment. We’re committed to finding the right coverage at the right price. We have been serving this area for over 25 years.

NOTE: Limited liability company (LLC) insurance requirements are set by the state.

Insurance Facts Archives


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Accidents can happen. And when they do, you want the right coverage to help protect you and your family.




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You chose your house, condo or apartment because it meets your needs. Now you can choose an insurance plan that does the same thing.




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Life Insurance is an essential component of a complete financial plan, providing protection for your future.



Here is what one of our clients has to say.....

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When you talk about small towns and supporting your local business, my first thought is Ilonka. She is a mom, a daughter and a business woman. If you are looking for someone who will treat you with the upmost respect then you wont have to look far. She is respected by so many people. She will handle any thing you ask of her. She will go above and beyond of any expectation. I would recommend her to anyone. I am so happy to have Ilonka as my family's insurance agent. -Penny B